651.215.3500 | 888.34.SPIRE | Contact SPIRE

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SPIRE wants to put you in the driver's seat! Get a loan for a new or used vehicle, with a payment you can handle. Have an auto loan elsewhere? Consider refinancing it with SPIRE. We'll be happy to show you what your payment could be.

Auto Loan Features:

  • Terms for up to 6-years for qualified borrowers
  • Finance up to 100% of purchase price plus tax and license on new cars
  • Finance up to 115% of the NADA price on used vehicles
  • Payments can be made via automatic withdrawal, coupon book, online or by phone
  • Close on your loan in person, by fax, mail or even email

View Auto Loan Rates


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Vehicle Purchasing Service

CuAuto 100 SPIRE members can enjoy haggle and hassle-free auto buying! CU Auto finds the vehicle of your choice, new or used, and makes the purchase. Foreign and domestic vehicles are available and trade-ins are welcome.

Route 66 Extended Warranty

Save big on protection plans for both new and used vehicles. Compare our rates to the dealers before you decide. Speak to a SPIRE representative for a free quote.

All Route 66 Protection Plans Offer:

  • Nationwide Coverage
  • No Deductible
  • Rental Car Allowance
  • 30 Day Money-Back Guarantee
  • Warranty Transfer Option
  • 24/7/365 Emergency Roadside Service

Recreational Vehicle Loans

Enjoy your free time in style. SPIRE offers financing on boats, motor homes, campers, trailers and more. Qualified borrowers can finance up to 100% of the purchase price plus tax and license for terms up to 15-years.  

View Current RV Loan Rates

Additional Resources

Guaranteed Asset Protection (GAP)

You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. You could lose your investment. GAP covers the difference between your primary carrier’s insurance settlement and the payoff of your loan.

GAP Helps To:

  • Eliminate out-of-pocket costs on a remaining loan balance
  • Protect your credit rating and prevent financial hardship
  • Make purchasing a replacement vehicle more affordable