A SPIRE checking account is a great tool for your basic cash management needs. We offer different options to meet your needs.
|Free||Timberwolves||Teen||Checking Plus||55 Plus|
|Dividend Bearing||No||No||No||Yes, View Current Dividend Rates||Yes, View Current Dividend Rates|
|Free SPIRE Custom Checks||No||No||No||Yes||Yes|
|Minimum Initial Deposit
|Minimum Daily Balance
|Monthly Minimum Balance Fee
(if below minimum daily balance)
|BillPay||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE|
|eStatements||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE|
|Visa Check Card||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE|
|Internet & Telephone Banking
||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE||Yes, FREE|
||Free at SPIRE & Kwik Trip ATMs
||Free at SPIRE & Kwik Trip ATMs & Two free ATM withdrawals per month at non-proprietary machines|
All SPIRE checking accounts come with a Visa Check Card free of charge. Use your check card for cash withdrawals and purchases worldwide wherever Visa is accepted.
Having direct deposit not only saves you time, but also gives you access to your money right away! Have your paycheck, social security, pension or retirement check deposited directly to your account. Simply complete the Direct Deposit Form!
Free overdraft protection is available from your Share Savings or Money Market account. A Line of Credit loan is available for qualified borrowers.
Learn more about SPIRE's Courtesy Pay Program that may cover transactions when there are not enough funds in your account.
We will make moving your account to SPIRE as easy as possible. We've outlined the process for you and can help you with any steps along the way.
For assistance with any of the services, please contact a SPIRE representative at 651.215.3500
Other fees may apply. See Fee Schedule for additional information.