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Current Promotions

1930sTraffic_web
"80 years ago...this was rush hour."

Auto loan rates as low as 1.89% APR for a 3-year term, 2.09% for a 4-year term and 2.29% for a 5-year term.

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1930sPool_web


"80 years ago...this was the cool neighbor's swimming pool 
."

Home Equity rates as low as 2.99% APR for a 5-year term, 3.25% for a 10-year term and  2
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1930sWomanLounge_web

"80 years ago...a luxurious home could be had for $10,790."

Mortgage refi loan rates as low as 2.99% APR for a 5-year term, 3.25% for a 10-year term.3
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1930sHorses_web
"80 years ago...$95 could buy you not one, but two whole horses."

Open a SPIRE FREE Checking account & get...$95.4
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1930sMotorbike_web
"80 years ago...this was the baddest ride on the road."

RV, Boat, Motorcycle and Snowmobile loan rates as low as 2.99% APR for a 5-year term.5
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The Fine Print:

11.89% APR on 2010 vehicles or newer for a 36-month term, 2.09% APR on 2010 vehicles or newer for a 48-month term and 2.29% APR on 2010 vehicles or newer for a 60-month term. Interest rate is subject to change at any time. Rates disclosed reflect a .25% discount for automatic payments.  Payment on a 36-month loan at 1.89% APR is $28.60 per $1,000 borrowed, payment on a 48-month loan at 2.09% APR is $21.74 per $1,000 borrowed and payment on a 60-month loan at 2.29% APR is $17.66 per $1,000 borrowed.  Rate disclosed is for up to 100%  financing on new vehicles and up to 115% of the NADA retail value on used vehicles for qualified borrowers. Rates and terms are subject to qualification. Other rates and terms available. Other restrictions may apply.

22.99% APR for 5-year term, 3.25% APR for 10-year term effective as of 11.15.13. Principal & interest payment on a 5-year loan at 2.99% APR is $17.97/month per $1,000 borrowed, on a 10-year loan at 3.25% APR is $9.78/month per $1,000 borrowed. Maximum $500,000 for senior lien. Maximum $200,000 for junior lien. Maximum 80% loan-to-value. Minimum loan amount is $30,000. Must be new money at SPIRE and used for refinance or cash-out only.
Appraisal fee must be paid up front and will be reimbursed upon loan closing. If the loan does not close, the appraisal fee will not be refunded. Property must be the primary residence and located in MN or WI. Property insurance is required. Payment estimates do not include taxes or insurance; actual payments may be higher. SPIRE does not escrow for taxes or insurance. Residential properties only. Commercial, agriculture and large acreage properties excluded from offer. Interest rate is subject to change at any time. Rates and terms are subject to qualification. Rates disclosed are based on the loans having automatic payments. Other rates and terms available. Borrower must meet membership requirements to qualify for offer. Other exclusions may apply. See your tax advisor for details regarding interest deductibility.

 32.99% APR for 5-year term, 3.25% APR for 10-year term effective as of 11.15.13. Principal & interest payment on a 5-year loan at 2.99% APR is $17.86/month per $1,000 borrowed, on a 10-year loan at 3.25% APR is $9.66/month per $1,000 borrowed.. There is a 80% LTV maximum for all terms. Minimum loan amount is $30,000. Must be new money at SPIRE and used for refinance or cash-out only. Property must be the primary residence and located in MN or WI. Property insurance is required. Payment estimates do not include taxes or insurance; actual payments may be higher. SPIRE does not escrow for taxes or insurance. Residential properties only. Commercial, agriculture and large acreage properties excluded from offer. Interest rate is subject to change at any time. Rates and terms are subject to qualification. Rates disclosed are based on the loans having automatic payments. Other rates and terms available. Borrower must meet membership requirements to qualify for offer. Other exclusions may apply. See your tax advisor for details regarding interest deductibility.

4Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum balance required to open checking account. To qualify for $95 offer, accountholder must set up an Automatic Payment or Direct Deposit and make a total of 5 SPIRE check card transactions within 60 days. Account must remain open for six months. $95 will be deposited to the checking account upon account opening. If all requirements of offer are not met, SPIRE reserves the right to reclaim the $95. Accountholder responsible for any applicable taxes. Limited time offer valid 04.01.14 - 06.30.14. Subject to termination at any time. Other conditions and restrictions may apply.

52.99% APR on 2004 or newer boat, RV or motorcycle on a 60-month term. Interest rate is subject to change at any time. Rate disclosed are based on the loan having automatic payments. Payment on a 60-month loan at 2.99% APR is $17.97 per $1,000 borrowed. Minimum loan amount is $5,000. Rates and terms subject to qualification. Other rates and terms available.