651.215.3500 | 888.34.SPIRE | Contact SPIRE

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Business Checking Accounts

Choose the checking account to meet the needs of your business.

Classic Preferred Premium Basic Non-Profit
Minimum Balance $0 $1,500 $5,000 $0
Dividend Bearing None Yes, View Current Rates Yes, View Current Rates None
Monthly Service Fee
$01 $0 $0 $0
Monthly Minimum Balance Fee
$0 $15/mo $20/mo $0
Debits and Credits Per Item
First 200 free2 First 200 free2 First 200 free2 First 200 free2
Business that Qualify
All Types All Types All Types Tax Exempt Organizations
Visa Check Card
Yes, FREE
Yes, FREE Yes, FREE Yes, FREE
BillPay $5/mo $5/mo $5/mo $5/mo
eStatements Yes, FREE Yes, FREE Yes, FREE Yes, FREE
Internet & Telephone Banking
Yes, FREE Yes, FREE Yes, FREE Yes, FREE

1eStatements and Visa® Check Card required to avoid $10 monthly service fee.
2First 200 debits and credits are free, $0.40 for each additional item per statement cycle.

Checking

SPIRE Visa Business Check Card

All business checking accounts come with a Visa check card free of charge.  Use it to make purchases anywhere Visa is accepted.

Overdraft Protection

Free overdraft protection is available from your Share Savings or Money Market account. A Line of Credit Loan is available for qualified borrowers.

Business BillPay

Spend more time focusing on your business and less time on paperwork with Business BillPay.  Multi-tiered authority levels allow you to delegate payment functions to your trusted employees. 

Internet Banking

We understand that having access to your account anytime of the day (or night) is important. You’ll be able to view account balances, transfer funds, make payments, and much more. All you need is Internet access and an access code.

eAlerts

eAlerts are messages sent directly to your phone and/or email address to notify you of certain transactions or events happening on your account. You’re in control, you choose what type and how many eAlerts you would like to receive. You also have the ability to add, edit or delete eAlerts as you choose. Each eAlert can be sent to multiple email addresses or cellular phone number within minutes of the actual transaction. Please note, SPIRE does not charge you for eAlerts, but standard text messaging rates from your service provider may apply.

To sign up for eAlerts, you must first log into your SPIRE account through Internet banking. The eAlerts sign-up is located at the top of the page, right above the account summary.

Other fees may apply. See Business Fee Schedule for more information.

For assistance with any products or services, please contact a SPIRE representative at 651.215.3500. 
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